#Apply for small loan #Apply #for #small #loan

Apply for small loan

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Get your Fast Loan now!

Sometimes things do not go according to plan. When surprises comes in, and you need immediate access to cash.

Don’t worry! you can get your fast loans solutions in minutes with our help.

Why choose Fast Loan Today?

Many Australians like you use Fast Loan Today as their fast loans solution everyday.

• QuickPre-Approval. simply complete a simple pre-approval form, then we will give you an answer. Click Here
• Bad Credit Considered. we believe that people with bad credit deserve a second chance. Prepared to be amazed. Get your money now.
• Keep you up to date. from application right through to final repayment. You’ll know the minute the loan hits your account.
• Friendly service. We are always available to help you, and you will always receive smiles from our professional and friendly team.

How to be eligible?

• Own a motor vehicle OR
• Own a real estate property (mortgaged accepted)
• Receive more than $400 weekly income
• Bad credit history considered

What should I do if I don’t meet the criteria?

To become eligible, apply with a person that meets the above criteria. This person can be your spouse, friend, family, anyone that is willing to help.

Applying for a loan in 3 easy steps!

Pre-approval in 15 minutes

Email or fax over your basic supporting documents for processing

Sign agreement and money in your bank by next working day

Short term business loans

Short term business loans provide instant funding to businesses and companies are able to repay over a relatively short period of time. Therefore, this product is ideal for businesses to meet short term cash requirements. For example, business owners need to make a one-off payment, repair equipment promptly to maintain business, or to pay tax obligations. The advantage of short term business loans is how fast this type of loan can be approved. You can complete the smart online application in minutes and money is available in your account within 1 or 2 business days. Therefore, short term loans are great products that suit the fast moving business environments.

Why is short term credit important to small businesses?

Limited access to finance greatly limited the ability of a small business to compete and survive in the competitive market. Fluctuations in sales, temporary unfavorable market condition and unexpected events all can create a cash flow burden for business owners. Luckily, we can provide an alternative solution to banks to you. You can obtain short term finance much faster than ever before. So you can manage unforeseen costs or improve your business performance.

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Get your money now!

Decision in 5 minutes (24/7)

Terms and Conditions

Due to the form simplicity, pre-approval is more suitable for business related loans. If your loan is for personal purpose, we assume you meet the following conditions:

– 18 years old or over
– Sufficient disposable income to service the loan
– Income, expense, asset, credit history and other personal details can be verification
– All applicants resides in Australia
– Suitability assessment is met
– Satisfactory results from our enquiries, including a credit reference check on each applicant.

– NOT on Newstart Allowance/Youth Allowance/Austudy
– Other credit provider’s lending policy

Loan Amount Calculation (General Guide)

Loan amount ultimately approved is determined by a few factors; asset/s value, income, repaymentability, credit history and others.

As a general guide, please refer below:

Vehicle security up to 60% of trade in value ($1,000- $5,000)
Property security up to 95% of the valuation ($2,000- $500,000)

Successful rate
Success rate is based on our statistics of pre-approved applicants that has successfully obtained a loan. It is an indication only and does not reflect your desire or approval loan amount.

Final Assessment
After pre-approval, a full application form must be completed by all applicants and supporting documents including income, asset and photo identification must be provided in order for final assessment to be carried out.

Other Situations
In some cases joint application may be required; it is often due to the following reasons:
1. Unacceptable credit record
2. Inappropriate estimation of vehicle / property value
3. Insufficient disposable income (For example: less than $1,200 income a fortnight or on Newstart/ Youth Allowance/AUS study; expense is higher than income)

4. If your income is solely on Newstart Allowance/Youth Allowance/Austudy, unfortunately we can’t help you.

5. If you work and receive Newstart Allowance/Youth Allowance/Austudy at the same time, based on our lending policy, to be eligible you need to either joint apply with a qualified person who receives at least $600 a week income or provide a Newstart termination letter issued by Centrelink if you no longer intend to receive the payment.

No Credit Check for Pre-Approval
There is NO credit check for pre-approval. Credit history check is usually done during final assessment when you decide to proceed after pre-approval.

Privacy Information
We/other parties may retain the information submitted for assessment and other purposes. From time to time information, our products and services may be forwarded to you by telephone, mail or electronic mail. If you do not find information useful, simply inform us by email or “click unsubscribe” when you receive the email.

Upon submission, you are deemed to have read and agreed to the terms and conditions.

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SOURCE: http://www.fastloantoday.com.au/

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